Financial Modelling
Dynamic, financial models that turn uncertainty into clarity — giving leaders control over risk, value and growth.
Interested in gaining financial insights and would like to learn more about our expertise?
The problem we solve
Financial models are only as valuable as the decisions they enable. Most financial models fail not because they were built in an Excel spreadsheet, but because the modeller has never had to make decisions that carry financial consequences.
Many companies build models that describe history, but do not predict the future, quantify risk, or empower decision-makers. Forecasts often fail under stress because revenue assumptions are unclear, cost drivers are poorly mapped, and capital requirements are underestimated.
When scaling companies rely on static or inaccurate financial models, leadership is forced to make critical decisions without visibility, risking erosion of valuation, loss of investor credibility, increased cash flow pressure, and strategic misalignment.
In the mid-market, financial modelling becomes even more complex. Multi-entity structures, SaaS vs services revenue, capital raises, debt structures, workforce growth, lumpy sales pipeline timing and multiple product lines all create volatility. Businesses need models that test scenarios, pressure-check assumptions, and show what happens when the real world shifts; not spreadsheets that collapse when one variable changes.
We build models that stand up to investors, boards and due diligence.
Our approach
We approach financial modelling as a strategic discipline and not a spreadsheet exercise. Our modelling is informed by commercial reasoning and a deep understanding of how financial assumptions behave under pressure, growth and risk. We design models to reflect how a business actually operates, not how it appears in static accounting reports.
We begin by mapping real revenue drivers and identifying key assumptions through consultation with our clients. We avoid top-down approaches, but instead focus on conversion logic, contract timing, churn behaviour, pricing elasticity, and capacity constraints. Cost structures are decomposed into controllable and structural layers. Workforce growth, capital intensity, overheads and delivery efficiency are modelled dynamically. Every input must have meaning, behave predictably, and reflect the reality of operational decision-making.
Our models are sensitivity-driven. They identify where decisions create value, where margins erode, when cash runways compress, and how valuation responds to strategy. We pressure-test upside, downside and mid-line conditions so leaders can evaluate timing, risk and return; not just projections that assume everything works.
We collaborate with founders, CFOs, boards and investors to shape the modelling logic, test assumption boundaries and refine the decision narrative behind the numbers. Our models remain transparent and maintainable; we don’t deliver clients black-box formulas.
Every model we produce must meet three standards:
Commercial clarity
It must guide decisions, not describe history. It must be grounded in commercial reality.Structural integrity
It must demonstrate stress, variation, and scenario changes.Leadership usability
It must be lived in, updated, referenced and relied on.
We view financial modelling in the same light as strategic plans; models should be maintained as part of a client’s decision infrastructure. They must be ready to support decisions that impact a company’s ability to scale, raise capital, navigate volatility, and pursue growth with control.
Who we work with
Our clients come from diverse backgrounds and industries, seeking our support to solve unfamiliar commercial challenges or to augment their experience during critical periods of growth or transformation. Our CFO Advisory team provides financial modelling for boards, executive teams, business owners and entrepreneurs as they scale their businesses, navigate major transactions or pursue significant strategic objectives.
We work predominantly with mid-market companies, high-growth scale-ups and founder-led organisations generating between $2 million and $200 million in annual revenue. Our work spans sectors with meaningful regulatory, operational or commercial risk exposures, including technology, defence, government consulting, energy-adjacent markets, digital services, manufacturing, professional services and health.
Support for companies that are experiencing financial difficulties
When businesses face financial strain, visibility, control, and pace of decision-making become critical. Auscorporate CFO Advisory is there to support organisations experiencing cash pressure, declining margins, arrears, or solvency risk by restoring clarity over their runway, reforecasting financial outcomes, stabilising liquidity, and guiding leadership through structured recovery pathways.
We model scenarios, identify cost levers, manage creditor engagement, and help determine whether restructuring, capital injection or commercial repositioning is required. Our role is to convert uncertainty into actionable direction, enabling leaders to navigate financial difficulty with discipline, confidence, and a clear path forward.
What we deliver
Clients who engage Auscorporate for CFO Advisory services benefit from integrated risk and opportunity management as part of our broader advisory work. We also provide risk and opportunity management as a standalone service for clients requiring targeted support for a specific scenario, transaction or strategic decision.
Our deliverables typically include:
Considered, timely advice that drives improved financial performance and reduces risk
Monthly CFO advisory and commercial reporting packs that include detailed management accounts and analysis
Board-level financial reporting and analysis
Forecasting, cash flow and scenario analysis models
Pricing, margin and unit economics modelling
Investor-ready data rooms and capital raise preparation
Financial due diligence support (buy-side or sell-side)
Budget design, performance targets and KPI frameworks
Finance function design and operating rhythm establishment
Working capital and cash-flow improvement plans
Reporting frameworks that support governance and risk visibility
FX management solutions
A trusted sounding board
Why engage us?
Auscorporate brings the lived experience of CFO leadership, capital allocation pressure, valuation negotiation, investor scrutiny, and growth uncertainty. We build financial models the same way we operate — commercially, pragmatically, and with accountability to outcomes.
Our financial modelling is an extension of our CFO advisory capability — the same thinking used to guide M&A decisions, capital raises, cash runway control, pricing strategy, risk allocation and shareholder negotiations. Clients don’t engage us for spreadsheets. They engage us for judgment informed by decades of running companies, not just analysing them.
We understand the shifting reality of scale. When revenue is uneven, margin is elastic, and investor patience is not guaranteed. We recognise patterns that indicate where assumptions will break, where models will fail under stress, and where decision-makers need clarity most. This insight becomes a structure, models that adapt as the business changes rather than collapsing when one assumption is invalidated.
Clients rely on us because we provide:
Models designed for decision, not presentation, built to answer questions
We understand and leverage industry-specific knowledge to build models that are grounded in our knowledge of the real costs to operate a business
CFO Advisory services that back our financial modelling capabilities
Our models incorporate sensitivity outputs that show risk, not just results, stress-testing upside, downside and volatility
Scenario planning that reflects actual business dynamics, including hiring pace, product mix, and contract conversion
We provide real-world financial leadership, not theoretical financial modelling
Case Studies
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Case 1 | Financial model repair, capital planning and liquidity risk analysis - Health product manufacturing client
A manufacturer in the health industry was preparing for a capital raise and approached Auscorporate with an existing financial model that could not be relied upon to support investor scrutiny. The model contained broken references, incomplete assumptions, and inconsistencies between accounting treatment, as well as a lack of a validated link between sales and supply obligations. Leadership needed clarity on runway, cost-to-deliver, manufacturing economics and capital requirements urgently.
Auscorporate commenced by stabilising the model structure, rebuilding broken logic and validating key inputs against source records. We tested assumptions regarding minimum order quantities, factory production cadence, and the feasibility of lower minimum order quantities (MOQ) or drop-ship arrangements to reduce front-loaded capital burn. Early review also identified risks relating to due diligence red flags for both financiers and equity investors.
We rebuilt a complete three-way model to support both debt and equity sequencing decisions. The forecast captured export revenue uplift, converted pre-order deposits into deliverability-linked liability exposure, and mapped capital timing against supply chain requirements, prototype development milestones and manufacturing cycles. Scenario toggles allowed leadership to test outcomes, including delayed production, varying unit margin, alternative supply chain structures, equity versus debt funding and Export Finance eligibility to preserve shareholder dilution.
With a defensible model and a clear funding roadmap, the company was able to engage with investors and export financiers with confidence, supported by visibility of liquidity thresholds, solvency risk points, valuation sensitivity and the true capital required to deliver manufactured product to market.
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Case 2 | Case Study — Capitalisation Modelling & Funding Structure Pathways - Technology Client
An Australian technology group client with international operations engaged Auscorporate to determine the best way to convert intercompany loans into equity, attract new capital, and establish a sustainable funding runway for growth. The company had historically financed its operations in a way that created balance sheet constraints and reduced the entity’s attractiveness to external investors. Leadership required clarity on valuation, dilution, share pricing and whether capitalisation, new equity, or hybrid instruments would deliver the most strategic outcome.
Auscorporate developed a capitalisation model that tested multiple funding pathways, including loan-to-equity conversion, sequential and concurrent shareholder subscriptions, third-party investor participation and convertible instrument staging. The modelling quantified ownership outcomes under different raise sizes and share prices, forecasted liquidity against operating burn, and incorporated multi-currency impacts relevant to international structuring. We also modelled a revised raise target to ensure the entity could meet operating expenditure, expansion milestones, and investor expectations without prematurely returning to the market.
The analysis enabled leadership to progress confidently with a restructuring program grounded in evidence rather than assumption. Loan capitalisation clarified ownership value attribution, a defendable share price was established, and the business gained a clear understanding of the dilution exposure associated with future capital rounds. With scenario toggles for revenue ramp, cost load, currency and raise sizing, investors and shareholders were able to evaluate trade-offs and negotiate from an informed position.
Ultimately, Auscorporate’s capitalisation modelling became a client decision anchor guiding investment negotiations, informing legal instructions, and shaping the governance documentation required to support the transaction. The company entered its raise with a stronger balance sheet, a more investable structure and a capital strategy aligned to operational reality.
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Case 3 | Financial Restructure, Forecasting and Performance Stabilisation for a Cyber Security client
A rapidly growing cybersecurity provider engaged Auscorporate to regain financial control, improve visibility over the runway and establish a pathway toward sustainable performance. The company had a strong market opportunity and a sizable sales pipeline, but its cost structure, cash position and financial controls required restructuring to support continued operations and protect business value.
Auscorporate conducted a comprehensive CFO-level financial review, including an analysis of accounts, debt exposure, cost base, revenue timing, and operational spend. We developed multiple cash flow scenarios that modelled committed revenue, pipeline conversion assumptions and cost-reduction pathways, enabling the leadership team to clearly see capital requirements and strategic decision points for recovery and growth.
Working alongside the company’s accountants, we modelled solvency risks early, allowing the business to proactively engage creditors and negotiate revised payment terms while maintaining operational continuity. Through CFO-grade modelling, we mapped the level of funding required to stabilise operations, restructure indirect labour costs and restore profitability under realistic pipeline conversion assumptions. We also implemented 6-month forecasting to support decision-making and reduce uncertainty around runway and investment needs.
Our advisory support provided leadership with control, clarity and a roadmap to recovery. With an improved forecasting discipline, defined restructuring levers, and visibility over cash-flow timing, the business was positioned to secure capital, optimise its cost base, and return to profitability. By intervening early and establishing a structured financial response, Auscorporate helped the organisation move from reactive trading to strategic planning, transforming a high-risk position into a guided pathway for stabilisation and future growth.
FAQs
Why does financial modelling matter to investors and lenders?
High-quality financial modelling converts assumptions into defendable positions. Investors and financiers rely on structured forecasts to assess risk, dilution, return profile, solvency, capital efficiency and ability to scale. A model isn’t just numbers — it is the commercial logic behind a funding or investment decision.
Can you help or repair an existing model?
Yes. We frequently repair models with broken structures, weak assumptions or those that only provide elements of a picture needed to make a defendable decision.
What makes Auscorporate’s modelling different from a standard accountant-built model?
Traditional financial models often mirror the outputs of accounting. Auscorporate’s modelling is about forward-looking models aligned with strategy, capital planning, valuation ranges, liquidity constraints, investor expectations, and operational realities.
Can you prepare all the models needed for the capital raise?
Yes — that’s something we routinely do.
We can model multiple capital pathways, including equity issuance, loan capitalisation, convertible notes, SAFE-style instruments, venture rounds and debt sequencing.
Can you provide a three-way forecast?
Yes. However, for scaling and mid-market companies, three-way modelling alone is not enough. We extend models to capture unit economics, pricing, margin sensitivity, sales velocity, and capacity constraints, enabling real-world decision-making, not theoretical outputs.
Do you work with Start-ups?
Yes. We regularly work with founders and early-stage teams to help them model out financial scenarios, test assumptions and reduce the risks associated with high growth.
What we bring to a startup is deep experience in investor expectations, capital markets, commercial modelling and financial pragmatism.
We help founders strike the right balance between operating in a high-risk environment and capturing opportunities that are unique to an entrepreneurial context.
What are your models? Are they just a spreadsheet?
We model using the best-fit technology for the task, from simple forecast spreadsheets to highly sophisticated modelling tools capable of modelling multi-entity group structures operating with different tax and currency requirements.
I have a model, and I just want to test my assumptions. Can you help?
Yes. Our CFO Advisory service is a sounding board for clients who have mature financial models but need an opinion or a level of assurance over key assumptions and more.